You're trying to show lenders and credit card issuers that despite slip-ups on your part or disasters you had nothing to do with, you're very likely to make future Before you begin to rebuild credit, it's important to know where your starting point is. Your credit score might not be as bad as you think.

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Taking Steps to Rebuild Your Credit. If your credit scores are lower than you'd like, know that No one wants to max out their credit cards, and creditors don't like to see credit accounts that look Opening new credit card accounts, or even just applying for them, can affect your credit scores.

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Bankruptcy typically stays on your credit report for a minimum of seven years and a maximum of 10 years.

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