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Those with fair-to-good credit — scores of 620 to 700 — usually can’t qualify for low-cost mortgages backed … into FHA loans simply because it’s easier to do so. If the borrowers are …

How much impact will the letter have on my credit scores? Answer: Credit scoring formulas can’t read, so letters of explanation won’t help your scores. You do have a federal right to demand …

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You don’t have one credit score. You have many. FICO is the dominant scoring formula, but lenders also use VantageScores and the credit bureaus sometimes provide their own, proprietary scores.

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But in pouring through scores of offerings … With the full faith and credit of the U.S. government, you can expect a whopping .563%. Now you understand why people invest in commercial real …

notably from Southern California’s much needed big-dollar “jumbo” mortgage. “Investors further reduced their willingness to purchase jumbo loans and those with lower credit scores,” said …

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