It isn’t uncommon to hear advice when you have no credit including that you should build up your credit by getting a car loan or credit card. They’ll tell you not to close your accounts or run up your balances. In other words, these individ…

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A credit score is supposed to represent your creditworthiness. It’s used as a way of measuring your ability to repay a loan in full so it needs to be accurate or you will miss out on the interest rates that should apply to someone who’s goo…

If you’ve seen your FICO scores climb, these tips can help you keep improving your credit. While FICO scores are up, debt …

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A credit score is a number that lenders use to determine the risk of loaning money to a given borrower. credit card companies, auto dealers, and mortgage bankers are three types of lenders that …

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