A first mortgage and second mortgage have a primary element in common: They are both loans that are financed with your home as collateral. The term "first mortgage" refers to the original loan you …

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A second mortgage offers homeowners the financial opportunity to tackle a costly project. It’s essential to shop and compare lenders to get the second mortgage that complements your financial goals. A …

However, this does not influence our evaluations. Our opinions are our own. Second mortgages, or junior liens, are a way to turn your home equity into readily available funds without selling your …

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