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The appropriate financial decision about whether and how to access your home equity depends on your individual circumstances.

While the majority of homebuyers use a mortgage, there are those in a position to pay all-cash. But is it the best financial decision? Elevate your Bankrate experience Get insider access to our best financial tools and content Elevate your …

When you’re mortgage shopping, you’ve probably got plenty of options for funding. Exploring the different mortgage lenders you could choose is an important process because you want to make sure you get the best loan.

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A cash-out refinance replaces your current home loan with a new mortgage that’s higher than your outstanding loan balance. It allows you to take advantage of equity you’ve built up in your home by …

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