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For many people, one of the greatest achievements in life is owning a home. If you’re one of the lucky few, your savings or a financial windfall will cover the cost of buying your home, but if you’re among the masses, you will need to take out a home loan to pay for your dream home. Fortunately, a n

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a cash-out refi is an affordable loan that could enable you to do that. Refinancing and taking out cash for home improvements can also make sense because of the low interest rates and the tax …

Here are seven ways to make the home buying process smoother by improving your mortgage credit score before applying for a mortgage loan. Jalapeno / Getty Images To receive the best mortgage interest rate it is important to prepare your credit for the loan application. Cleaning up your credit report

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There are 5 reasons why you should get a personal loan for home improvement instead of a home equity loan or line of credit. Elevate your Bankrate experience Get insider access to our best financial tools and content Elevate your Bankrate experience Get insider access to our best financial tools and