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In the United States, a credit report plays a large role in the financial decisions an individual will be able to make in the future. Here is an overview that looks at what exactly a credit report is, who the three major companies are that offer credit reports, why it is important and how to go abou
Paying an old bill that a collection agency has asked you to pay doesn’t mean it will soon be removed from your credit report. A paid collection could lower your credit score for years. The good news is that help is out there, and we’ve come up with a list of the best services for removing collectio
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If you do a Web search for “credit report,” for example … by a creditor (a bad mark); and bills that you paid but are still listed as collections. Also look for old, harmful information …
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Technically, debt collections are supposed to stay on your credit report for seven years. But there are a few ways to remove debt collections sooner. The Balance / Daniel Fishel Many creditors send your account to a debt collector if you have left it unpaid for several months. The debt collector wil
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