Fixing an error can improve your credit record, as can paying down a card balance and stacking up on-time payments. Here are seven ways to polish your Simply continuing to polish your credit can make life easier, giving you a better chance of qualifying for the best terms on loans or credit cards.

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Another way to lower your credit utilization ratio is to lower the amount you owe on your credit cards. Simple. Thrifty. Living. gives you the inside scoop on the best ways to save money when shopping, traveling, or doing any of your everyday tasks.

And knowing the quickest ways to fix your credit score will be invaluable if you ever find that you've gotten in over your head in credit card debt. Each credit reporting agency collects information about your financial behaviors from your creditors and certain public records, which collectively makes up…

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Here are seven of the fastest ways to increase your credit score. 1. Clean up your credit report. You might think you're doing great because you pay off your card every month, even if it's maxed out. The problem is that your creditors are only reporting balances to the credit bureaus once a month.

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