A credit score is supposed to represent your creditworthiness. It’s used as a way of measuring your ability to repay a loan in full so it needs to be accurate or you will miss out on the interest rates that should apply to someone who’s good with money and always pays what they owe. You can’t rely o

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Credit scores range between 300 to 850. The higher your score, the better – with the average score being 723. Anything above 750 will usually qualify you for the best auto financing rates. Anything below 640 is usually considered sub-prime, which means you’ll get charged a higher interest rate to co

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