If you have good or excellent credit, then you can feel confident that companies are offering you the best interest rate credit card they have. You have a solid credit history and companies want you to spend their money. However, if you have average credit, then it might be hard to determine what a

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How much are you paying in credit card interest each month? Learn five simple steps that can help you save money on your credit card bills. Image Source / Image Source / Getty Images If you’re one of the roughly 35% of credit-card holders in the U.S. who carry credit card debt from month to month, t

These are usually actual payment plans, coupled with lower fees and/or interest rates, that you negotiate with the bank that issued your credit card, according to NerdWallet. Be forewarned that …

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Even before the pandemic many people were struggling with their finances. Now, more are in trouble. These are resources to help.

Many Americans struggle with credit card debt … talk to your creditors and see if you can negotiate a lower monthly payment, a lower interest rate or a forbearance program that will let you …

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Credit card companies are known for the sign-up deals they offer consumers. While these deals can be enticing, make sure you read the fine print. If you get an offer for a credit card with no-interest, this could be a beneficial option in some situations.

Here’s how. How to negotiate a lower interest rate on your credit card Lowering your interest rate can be as simple as calling and asking, but often it involves some negotiation. There are some …