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Ready to swap your apartment key for a key to your first home? One task you’ll need to add to your to-do list is applying for a mortgage. Before taking this step, you should make a few moves to make sure you get the best mortgage rate possible. A lower rate means a lower monthly payment, and the low

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Does Refinancing Hurt Your Credit Score Central Los Angeles A credit score is supposed to represent your creditworthiness. It’s used as a way of measuring your ability to repay a loan in full so it needs to be accurate or you will miss out on the interest rates that should apply to someone who’s good with money and always pays what they owe. You

One out of every 5 mortgage … rate that non-Hispanics can’t get a loan. That’s in part because lenders rely heavily on credit scores to make their decisions, and Latinos don’t build up a good …

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A credit score is supposed to represent your creditworthiness. It’s used as a way of measuring your ability to repay a loan in full so it needs to be accurate or you will miss out on the interest rates that should apply to someone who’s good with money and always pays what they owe. You can’t rely o

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It isn’t uncommon to hear advice when you have no credit including that you should build up your credit by getting a car loan or credit card. They’ll tell you not to close your accounts or run up your balances. In other words, these individuals will advise you to go into debt without telling you how

There was the issue of 45 million Americans not having a credit score without which you really … that you are paying something like a 2% mortgage rate rather than a 3% mortgage rate.

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If you’ve been on the edge of your seat watching mortgage rates gyrate in recent weeks, you’re not alone. Homebuyers and homeowners looking to refinance have sprung into action to take advantage …