As a consumer, monitoring your credit is an important part of managing your finances. Having strong credit has a major impact on your borrowing ability, your professional reputation and much more. You can view your credit reports to keep tabs on this information.

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It may come as no surprise that Americans are stressed about medical debt and the rise of healthcare costs. With the average …

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Whether you’re interested in quick fixes or are looking for long-term solutions, working to improve your credit is a good idea. Here are some tips to get you started.

Banks and other lenders love to make spending money easy. checks made spending easier when they were introduced to America during the 18th century, then debit cards made it even easier to access your bank account. When chip and PIN came in, debit card transactions were easier and more secure than th

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It takes seven years for medical debt to disappear from your credit report. And even then, the debt never actually goes away. If you’ve had a recent hospital stay or an unpleasant visit to your …

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The way you handle money and manage debt provides clues to lenders about your spending habits and ability to pay what you owe them. This is why when you apply for a loan or a credit card, lenders check your credit. They use this information to predict how likely you are to make your payments or defa

You could be a victim of unscrupulous debt collectors who have placed invalid or fake debts on your consumer credit reports

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In the United States, a credit report plays a large role in the financial decisions an individual will be able to make in the future. Here is an overview that looks at what exactly a credit report is, who the three major companies are that offer credit reports, why it is important and how to go abou