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Over the years, collections can be worth some money, but do collections really pay off? Find out more in this article by HowStuffWorks.com. Advertisement Is your mother still hearing about that vintage Partridge family metal lunchbox she gave to Goodwill when she moved out of your childhood home? Ho

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Whether to pay an old debt is a common dilemma; however, if it’s still on your credit report, there are more reasons to pay than not. Gpointstudio/Getty Images It’s no secret that debt collections are bad for your credit report. Any past due account, debt collections included, can have a negative ef

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When consumers have seriously delinquent debts (i.e., more than 90 days late), they may find themselves in the clutches of a collection agency. Despite federal and state laws limiting the brutality of collection tactics, being in collections is no picnic. Furthermore, it will savage your credit scor

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You have options for paying a debt in collections. You can make a payment plan, pay it off in one lump sum or settle for less than you owe. We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available