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we’re called “maximizers” — might miss locking in a good mortgage interest rate while waiting … but certainly not the highest) and to lower your monthly payment enough to recoup the …

Gage Kemsley, vice president of financial firm Oxford Wealth Advisors in Rio Rancho, New Mexico … such as banks, credit card issuers or travel companies. Subscribe to our daily newsletter …

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Text Size (Decrease) … Payment can also be made in-person by cash, money order or credit card at the Rancho Cucamonga Police Department located at …

Focus first on creditors — your mortgage provider, credit card companies or medical debt holder. “Ask them, do you have the option to be on a payment plan or on a reduced interest rate?” …

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