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It was a great time to be a debt collector. In August, Encore Capital, the largest debt buyer in the country, announced that …

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In the United States, a credit report plays a large role in the financial decisions an individual will be able to make in the future. Here is an overview that looks at what exactly a credit report is, who the three major companies are that offer credit reports, why it is important and how to go abou

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When going through a difficult financial time, it may be wise to reduce current expenses. It might be necessary to pause …

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation i …

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“Everyone has the ability to benefit from a credit counseling session with a certified credit counselor,” says Chase Peckham, director of community outreach at the San Diego Financial Literacy …

ONeal’s “aha” moment didn’t happen when he was homeless, $35,000 in debt and living in his car, but rather once he moved in …

San Diego is one of the more family-friendly cities in the United States. From the gorgeous year-round warm weather to the many exciting attractions around town, there are so many reasons people flock to the city. Here are five to consider on your next vacation.

As a consumer, monitoring your credit is an important part of managing your finances. Having strong credit has a major impact on your borrowing ability, your professional reputation and much more. You can view your credit reports to keep tabs on this information.

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