As a consumer, monitoring your credit is an important part of managing your finances. Having strong credit has a major impact on your borrowing ability, your professional reputation and much more. You can view your credit reports to keep tabs on this information.

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In the United States, a credit report plays a large role in the financial decisions an individual will be able to make in the future. Here is an overview that looks at what exactly a credit report is, who the three major companies are that offer credit reports, why it is important and how to go abou

A credit score is supposed to represent your creditworthiness. It’s used as a way of measuring your ability to repay a loan in full so it needs to be accurate or you will miss out on the interest rates that should apply to someone who’s good with money and always pays what they owe. You can’t rely o

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A lot of people don’t have any idea what their credit score is, and that’s a problem because your credit score affects many areas of your life. You know it impacts your ability to buy a home or a car, but did you know that insurance companies and landlords also check your credit? Knowing your score i