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… rates that are routinely lower than conventional rates. Sellers can pay up to 6 percent of closing costs and concessions. Higher allowable debt-to-income ratios  …

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Taking on debt may be unavoidable under the circumstances, but there may be ways to reduce the cost of that debt in terms of interest or fees. Depending on your personal situation, you might have more …

A high debt-to-income ratio has a negative impact on your finances and possibly your credit score. Get tips for lowering your ratio.

If your ratio is too high, like our example, you may not qualify for student loan refinancing. The lower your number, the better. How can you improve your debt-to-income ratio if you’re not …

A Home Equity Line of Credit is an excellent way to consolidate your higher interest rate debt and turn those bills into one loan which may reduce your monthly …

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There are several strategies to lower your debt-to-income ratio. The goal is not only to reduce overall debt, but also how much you’ll pay on a monthly basis. The Federal Reserve regulates …