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Managing a credit card requires a lot of responsibility and is a major step in adulthood. Many people believe you shouldn’t spend money you don’t have by purchasing anything on credit, but the issue isn’t that simple, as credit cards play a major role in building credit. You need credit to rent an a

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Microsoft seems to have an every-other-version curse. We’re not sure how much of this is confirmation bias, but consider the track record of releases. Windows 95 was game-changing, Windows 98 …

Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. There are even certain situations where a credit card is essential, like many car rental businesses and hotels. Read on to learn about how to find a credit card t

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At 34 years of age, Ferguson is a physician, a former health worker for VISTA, Medical Editor of Co-Evolution Quarterly, and the holder of B.A. and M.A. degrees in creative writing from California …

Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. The result of an application is mostly based on your credit score, although other factors are relevant to some banks. If you already have good credit, yo

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