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Maybe you’ve had some missed credit card payments here and there but you’re ready to put those tardy payments behind you. Below, we’ll take a look at some valuable information about how long late payments stay on a credit report. Remembering can be hard. Whether it’s the location of your keys, an up

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Do: Stay in your job … or taking on additional debt arise," says van Faassen. The three credit bureaus, Experian, Equifax and TransUnion, provide a free copy of your report once a year.

Find out what you must do to clear your name and your credit report of old bills. Elevate your Bankrate experience Get insider access to our best financial tools and content Elevate your Bankrate experience Get insider access to our best financial tools and content Elevate your Bankrate experience G

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Banks and other lenders love to make spending money easy. Checks made spending easier when they were introduced to America during the 18th century, then debit cards made it even easier to access your bank account. When chip and pin came in, debit card transactions were easier and more secure than th

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In the United States, a credit report plays a large role in the financial decisions an individual will be able to make in the future. Here is an overview that looks at what exactly a credit report is, who the three major companies are that offer credit reports, why it is important and how to go abou

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As a consumer, monitoring your credit is an important part of managing your finances. Having strong credit has a major impact on your borrowing ability, your professional reputation and much more. You can view your credit reports to keep tabs on this information.

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