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Even with another record low mortgage rate, mortgage application volume decreased 5.1% last week, according to the Mortgage …

But if you’ve been in your house a few years, refinancing into a 15-year mortgage can keep you from dragging out the debt and …

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The most obvious is the size of your mortgage, but other factors such as your credit score, the type of home you’re …

It isn’t uncommon to hear advice when you have no credit including that you should build up your credit by getting a car loan or credit card. They’ll tell you not to close your accounts or run up your balances. In other words, these individuals will advise you to go into debt without telling you how

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Purchasing a home is the arguably the biggest financial investment you’ll ever make. You will be paying off the loan for years, so it’s vital to get the best rate possible with a reputable lender to possibly save you thousands of dollars.

A credit score is supposed to represent your creditworthiness. It’s used as a way of measuring your ability to repay a loan in full so it needs to be accurate or you will miss out on the interest rates that should apply to someone who’s good with money and always pays what they owe. You can’t rely o

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average 30-year fixed mortgage rates have reached new lows during the pandemic, but lenders are tightening credit …