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The way you handle money and manage debt provides clues to lenders about your spending habits and ability to pay what you owe them. This is why when you apply for a loan or a credit card, lenders check your credit. They use this information to predict how likely you are to make your payments or defa

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As a consumer, monitoring your credit is an important part of managing your finances. Having strong credit has a major impact on your borrowing ability, your professional reputation and much more. You can view your credit reports to keep tabs on this information.