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A lot of people don’t have any idea what their credit score is, and that’s a problem because your credit score affects many areas of your life. You know it impacts your ability to buy a home or a car, but did you know that insurance compani…

A credit score is supposed to represent your creditworthiness. It’s used as a way of measuring your ability to repay a loan in full so it needs to be accurate or you will miss out on the interest rates that should apply to someone who’s goo…

You may have heard someone refer to a score as a quantity and wondered what it means. A score is 20. Although people don’t use the term much anymore, you can find examples of it in literature and history.

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Improving your credit score can have many positive effects on your finances. The simple steps described above will help you to improve your score, and you may seem results very quickly.

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A bad credit score can be disastrous for your financial health. A low score can prevent you from buying a car, obtaining a mortgage or even getting a job. Fixing a bad credit score can help restore your good name. Check out the following fo…

New year, new you—right? Not if the “new you” is actually an identity thief wrecking your credit by making lavish (and …

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