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What options does he have to get out of this situation? Answer: The best solution would be to refinance, but that can happen only if your grandson … columnist for the Los Angeles Times and …

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For many people, a mortgage payment is one of their largest monthly expenses. You can lower your payment by refinancing your mortgage, freeing up funds to use for an assortment of other financial goals in the process. Here are some important things to understand about refinancing your mortgage.