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When interest rates are low, financing your business or personal expenditures on credit becomes much cheaper. In fact, in an environment with historically low interest rates, creditors are at a disadvantage and debtors are at an advantage. Whether you are a business owner looking for capital to grow

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A lot of people don’t have any idea what their credit score is, and that’s a problem because your credit score affects many areas of your life. You know it impacts your ability to buy a home or a car, but did you know that insurance companies and landlords also check your credit? Knowing your score i

We spoke to a mortgage advisor about pre-approval, but our credit score was low (it turns out my spouse has a delinquent $125 …

Does that mean you need to worry about hard credit inquiries lowering your score? How many points does a hard credit inquiry affect your … whether you can be pre-approved for a credit offer.

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A bad credit score can be disastrous for your financial health. A low score can prevent you from buying a car, obtaining a mortgage or even getting a job. Fixing a bad credit score can help restore your good name. Check out the following for ways to repair your credit.

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A credit score is supposed to represent your creditworthiness. It’s used as a way of measuring your ability to repay a loan in full so it needs to be accurate or you will miss out on the interest rates that should apply to someone who’s good with money and always pays what they owe. You can’t rely o

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When considering applying for a credit card, you might want to know whether you can get preapproved and avoid the risk of dinging your credit scores with … best you can do is pre-qualify.

New Day Home Loans Reviews Temecula For many people, one of the greatest achievements in life is owning a home. If you’re one of the lucky few, your savings or a financial windfall will cover the cost of buying your home, but if you’re among the masses, you will need to take out a home loan to pay for your dream