Debt can sneak up on you and, before you know it, you’re overextended with medical bills, student loans and credit card balances. You might consider debt consolidation, but this is an important decision. Maybe you need help with debt collec…

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debt consolidation advisors and companies typically evaluate your high-interest debt and financial resources and develop a plan to cut the high interest rates and get you a lower monthly payment. In short, what they do is take charge of you…

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When you are swimming in debt, a debt consolidation program may sound like a dream come true. However, there are pitfalls to be aware of before signing on for one of these programs.