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With the rising price of college tuition and textbooks, students need all the money saving tips they can get. A great way to save money is to get a better card, one with lower fees and even cash back options. While most credit cards with these options require a credit history, there are many great s

Having a bad credit score can make getting a loan challenging, but there are still options if you find yourself in a pinch. From title loans to cash advances, there are a number of ways to borrow money with bad credit. However, these methods often come with high interest rates and other consequences

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If you have poor or fair credit—typically a credit score below 670 using the fico scoring model—prioritize taking out federal …

A credit score is supposed to represent your creditworthiness. It’s used as a way of measuring your ability to repay a loan in full so it needs to be accurate or you will miss out on the interest rates that should apply to someone who’s good with money and always pays what they owe. You can’t rely o

The modern-day educational system depends on student loans. Because college is expensive, it’s challenging for students to afford higher education without loans, scholarships, or a combination of the two. Read on to learn more about applying for student loans.

In many cases, a student loan may be able to help. Student loans come in both private and federal options. Some require …

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Getting a new car (or just new to you) can be exciting, but it also brings some pressure if you don’t have the funds to pay for the car outright — and most people don’t. Of course, financing options are plentiful for vehicle purchases for people with great credit histories, but those options start d