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Bank credit ratings are estimates of how likely a bank is to default or go out of business. Learn when and why this matters for everyday customers. Yin Yang / Getty Images Bank credit ratings are estimates of how likely a bank is to default or go out of business. These grades are gives by agencies s
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The way you handle money and manage debt provides clues to lenders about your spending habits and ability to pay what you owe them. This is why when you apply for a loan or a credit card, lenders check your credit. They use this information to predict how likely you are to make your payments or defa