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If you have good or excellent credit, then you can feel confident that companies are offering you the best interest rate credit card they have. You have a solid credit history and companies want you to spend their money. However, if you have average credit, then it might be hard to determine what a

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Carrying a credit card balance is no joke. Yet Americans owe a total of over $800 billion on their credit cards. Here’s what …

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Most credit card issuers offer a variable annual percentage rate (apr), which means that the interest rates fluctuate with market conditions. They are often set by looking at the Federal Reserve’s …

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Credit cards can be a helpful tool, but they can easily pull you into debt. Make sure to avoid this credit card trap.

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Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Here we will look at what exactly a credit card is, what the benefits and detriments to having one are, what first-timers should be looking for, and other options available if

Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. The result of an application is mostly based on your credit score, although other factors are relevant to some banks. If you already have good credit, yo

Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. There are even certain situations where a credit card is essential, like many car rental businesses and hotels. Read on to learn about how to find a credit card t