Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Here we will look at what exactly a credit card is, what the benefits and detriments to having one are, what first-t…

So, you spent more money during the holidays than you planned. And not only did you overspend, you used credit cards or …

Debt can sneak up on you and, before you know it, you’re overextended with medical bills, student loans and credit card balances. You might consider debt consolidation, but this is an important decision. Maybe you need help with debt collec…

Banks and other lenders love to make spending money easy. checks made spending easier when they were introduced to America during the 18th century, then debit cards made it even easier to access your bank account. When chip and PIN came in,…

Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. The result of an application is mostly based on your credit score, although other factors are…

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