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As a consumer, monitoring your credit is an important part of managing your finances. Having strong credit has a major impact on your borrowing ability, your professional reputation and much more. You can view your credit reports to keep tabs on this information.

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Three major credit bureaus collect your account information and sell it to businesses and lenders. You can get a free report once a year. Theresa Chiechi © The Balance 2019 Credit bureaus, also called credit reporting agencies (CRAs), are companies that collect and maintain consumer credit informati

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In the United States, a credit report plays a large role in the financial decisions an individual will be able to make in the future. Here is an overview that looks at what exactly a credit report is, who the three major companies are that offer credit reports, why it is important and how to go abou

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