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An Oakland Police Department spokesperson said the agency disagrees with the findings of the UC Berkeley report. The department pointed to another study, conducted by the Giffords Law Center last …

Does Capital One Raise Your Credit Limit Oakland Credit Repair Attorney Reviews Oakland However an experienced credit repair lawyer can help you repair your credit and get you back on your feet. If you or a loved one have struggled financially and now find yourself needing to repair credit and restore credit ratings, an experienced credit repair lawyer may be able to help.

Most debts that go to collection agencies are unsecured debts, such as credit card, telephone, utility, and medical debt. If the creditor is flexible, it may be happy to accept a settlement below the full amount to avoid spending months futilely trying to collect the whole thing.

A debt collector may agree to let you pay less than the total amount you owe on a debt. Although settling a debt shows up as negative information in your credit report, negotiating a settlement indicates that you took responsibility for paying as much as you could on the debt. Your credit report will show […]

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How to Make a Settlement With a Collection Agency. A debt collection agency is a third party company hired to collect debt owed to a creditor such as a credit card issuer. Typically, the creditor has given up collecting the debt, but still…

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