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chapter 13 bankruptcy allows a individuals and sole proprietors to seek protection from creditors and reorganize debts without liquidating assets. Ariel Skelley / Getty Images Chapter 13 bankruptcy allows a debtor to seek shelter from creditors and set up a debt repayment plan while protecting their

Chapter 12 bankruptcy is designed for family farmers or family fishermen and allows them to restructure their debt payments without liquidating assets. pixdeluxe / Getty Images Chapter 12 bankruptcy provides a way for family farmers or family fishermen under financial distress to pay back their debt

In the United States, a credit report plays a large role in the financial decisions an individual will be able to make in the future. Here is an overview that looks at what exactly a credit report is, who the three major companies are that offer credit reports, why it is important and how to go abou

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It’s a good idea to avoid taking on new credit while in Chapter 13 bankruptcy when possible. However, the bankruptcy court might approve a loan in the event of an emergency or special circumstance. Updated By Cara O’Neill, Attorney Getting new credit or a loan during your Chapter 13 bankruptcy case

When an individual claims they’re bankrupt, it’s typically a Chapter 13 bankruptcy, according to the United States Courts website. Learn the pros and cons of a Chapter 13 bankruptcy.