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Even those with a less-than-stellar credit score can take steps to get a better deal. Consumer Reports explains how to get the best car-loan rate.

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When a lender requests your credit score from a credit bureau, your score will reflect what’s in your credit report at that point in time. Your credit report doesn’t stand still for long, so when it’s …

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One of the most common credit myths is the idea that your scores can be hurt by having too much credit or too many credit …

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