Credit has been hard to come by for millennials. According to new research from Bankrate.com, 32 % of millennials surveyed …

In the United States, a credit report plays a large role in the financial decisions an individual will be able to make in the future. Here is an overview that looks at what exactly a credit report is, who the three major companies are that offer credit reports, why it is important and how to go abou

Having no credit or bad credit can complicate your financial life. In general, having no credit is better than having bad …

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The way you handle money and manage debt provides clues to lenders about your spending habits and ability to pay what you owe them. This is why when you apply for a loan or a credit card, lenders check your credit. They use this information to predict how likely you are to make your payments or defa

If you are a millennial without a credit score you are not alone. Statistics show that most millennials have no idea how to build credit or even how to check a credit score. However, building your credit can help you get a better apartment, a lower security deposit, better credit cards, get 0 apr cr

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If your credit score is below 580, that’s generally considered to be a poor credit score. A score this low could mean you have a hard time getting approved for a loan. It could also mean you end up …

As a consumer, monitoring your credit is an important part of managing your finances. Having strong credit has a major impact on your borrowing ability, your professional reputation and much more. You can view your credit reports to keep tabs on this information.

Whether you’re interested in quick fixes or are looking for long-term solutions, working to improve your credit is a good idea. Here are some tips to get you started.

Although most undocumented students at California’s public universities experience disruptions to their education and …

Baby boomer consumers — those between the ages of 54 to 73 — have an average credit score of 716, and according to an …

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