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Both can scam you out of thousands of dollars. What Is Debt consolidation? debt consolidation is the combination of several unsecured debts—payday loans, …

A debt consolidation loan may be a good idea if your monthly payments are feeling way too high. When you take out a new loan, you can extend the term length to reduce how much you pay every month.

Remember, debt consolidation is not an escape from debts. Rather, it is a useful tool that you can explore so you can be on your way to a better financial …

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this will give you an idea of what rates you qualify for. If the lender offers you the same APR, or a higher rate, on the loan as your credit cards, you should not consolidate. Debt-consolidation …

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BB&T also allows you to use your personal loan for debt consolidation to help pay off … If your credit score isn’t high, it might be a good idea to consider adding a cosigner to increase …

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