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Free: AnnualCreditReport offers access to a free credit report once per year from each of the three credit reporting agencies. It's recommended that consumers get one free report from each agency every four months so individuals can monitor their credit year-round.

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Your annual credit report is completely freeThe three credit bureaus—TransUnion, Experian and Equifax—are required by federal law to provide you with a free annual credit report. In fact, AnnualCreditReport.com was created by the credit bureaus as a one-stop-shop for providing your…

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Review your credit reports. Suspicious activity or accounts you don't recognize can be signs of identity theft. Review your credit reports to catch problems early.

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